Background
Information Six
Benefits Plan
Features
  • CCIC
    The insurance company of the Overseas Students Health Insurance, it is reliable and regulated by the China Banking and Insurance Regulatory Commission. The only property and casualty insurance subsidiary wholly owned by CHINA RE.
  • China Re Group
    The unique domestic reinsurance group initiated by the Ministry of Finance of the People's Republic of China and the Central Huijin Investment Ltd is currently the largest reinsurance company in mainland China. Over the years, China Re Group has been implementing the functions of national reinsurance companies and playing the role of the main channel of reinsurance in China's insurance market.
  • UnitedHealthcare International
    The top health insurance and medical service management group in USA, which is the overseas service carrier of OverseasHealth insurance in USA. 5th position among the 2018 Fortune Global 500.
  • Beijing LizhongHuayuan Technical Company Limited (Lynxon).
    The only third-party service management agency authorized by China Continent Property & Casualty Insurance Co., Ltd. Overseas Students Health Insurance. It has obtained the License for Concurrent-Business Insurance Agency. Following up with PING AN and China Life, it is the only service company among the all three Chinese companies that have ever been accepted as the member of the Swiss Life Network Partners.
Primary Insurance Rider Insurance
  • Medical Benefits
    Hospitalization Benefits Benefits for inpatient Room and Board, Treatment Expense, Miscellaneous Expense, Surgery Expense, Drug and Medicine Expense, Accompanying fee if the insured suffers from illness or accidental injury that requires hospitalization at the location of study abroad. Outpatient/Emergency Benefits Benefits for Outpatient (Emergency) Physician’s visits Fees, Treatment Expense, Miscellaneous Expense, Surgery Expense, Drug and Medicine Expense, etc. if the insured suffers from illness or accidental injury that requires outpatient (emergency) Physician’s visiting at the location of study abroad.
    Specific Medical Benefits
    Specific Outpatient Treatment The insurer shall indemnify the Specific Outpatient Treatment Benefits subject to the waiting period, the relevant expense of radiotherapy or chemotherapy arising from a malignancy, or hemodialysis or renal dialysis arising from a chronic renal failure of the insured
    Prescription Drug The insurer shall indemnify the Prescription Drug Benefits if the insured purchases drugs prescribed by a doctor
    Dental Treatment The insurer shall indemnify the Dental Treatment Benefits covering the medical expense of dental treatment, on the insured’s natural teeth arising from any accidental injury
    Psychiatric Disorders and Behavioral Disorders Treatment The insurer shall indemnify the Psychiatric Disorders and Behavioral Disorders Treatment Benefits subject to the waiting period, the outpatient or inpatient medical expense arising from Psychiatric Disorders or Behavioral Disorders of the insured
    Substance Abuse The insurer shall indemnify the Substance Abuse Treatment Benefits covering outpatient or inpatient medical expense arising from drug addiction of the insured
    Durable Medical Equipment,
    Rehabilitation Equipment and Orthopedic Brace     		The insurer shall indemnify the Durable Medical Equipment, Rehabilitation Equipment and Orthopedic Brace Benefits covering expense of purchase, replacement (once only) or rental of the relevant medical equipment prescribed by a medical facility, arising from any accidental injury, or disease
    Ambulance Service The insurer shall indemnify the Ambulance Service Benefits covering ambulance service expense arising from disease or any accidental injury to the insured
    Preventive Care The insurer shall indemnify the Preventive Care Benefits if the insured receives preventive care services including immunizations, preventive care, and disease screening but only if those services are mandated by the state law or the institution
    Maternity The insurer shall indemnify the Maternity Benefits if the insured becomes pregnant subject to the waiting period, covering: i maternity insurance and postpartum care expense. ⅱneonatal screening, nursing and preventive care expense. iii gestational complication treatment expense
  • Accidental Death and Dismemberment Benefits
    Accidental Dismemberment: The insurer shall indemnify the Disability Benefits arising from the insured’s injury or disability due to an accident overseas, according to the degree of disability. Accidental Death: The insurer shall indemnify the Accidental Death Benefits if death occurs due to an accident overseas.
    Worldwide Emergency Assistance Benefits
    The insurer shall indemnify the Worldwide Emergency Assistance Benefits, including Emergency Medical Assistance, Emergency Evacuation, Emergency Repatriation, and Evacuation/Repatriation Benefits for A Companion Traveling with The Evacuated/Repatriated Person, Family Member Condolence Visit Overseas, Repatriation of Mortal Remains or Burial services and the necessary and reasonable expenses of sue and labor, transportation, and accommodation, if the insured suffers from any accidental injury or acute disease during his(her) travel outside of his(her) oversea study destination.
    Tuition Refund Benefits
    The insurer shall indemnify the Tuition Refund Benefits covering actually paid tuition which cannot be refunded from the school if the insured interrupts study in his（her）overseas study destination for the following reasons: ⅰ Decease of the insured
    ii Decease of the insured’s direct relatives
    iii Hospitalization of over 30 consecutive days arising from severe physical injury to the insured, or repatriation of the insured for medical treatment
    Travel Inconvenience Benefits
    The insurer shall indemnify the Travel Inconvenience Benefits covering Travel Delays, Loss of Travel Documents, Damage or Loss of Personal Effects, during the insured’s travel outside of his (her) overseas study destination.
    Personal Liability Benefits
    The insurer shall indemnify the Personal Liability Benefits for payment of compensation to the third party, arising from the death or accidental injury, or loss or damage of personal property to the third party caused by the insured negligence.
Plan Features
Before Departure Our professional service specialist will offer trainings on insurance materials and insurance protections to assure your effective coverage when necessary After Departure
  • Provide real-time medical assistance service for smooth communication between students and practitioners to assure a timely & proper treatment
  • Provide the worldwide assistance service for students when travelling while studying abroad
  • Remote medical assistance service on daily basis by professional practitioner (health assessment and medical advice, etc.)
  • Sending reports of the student health and medical treatment information the last month to parents regularly each month.
Overseas Study Information Visa Application, Embassy and Consulate Information, Weather Information, Restaurants and Hotels Guide, Travel Advice In the United States, you can also enjoy
Service for appointment with medical facilities
registered practitioners
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